Drive with Confidence — Purchase or Refinance with AmeriChoice
Enjoy competitive rates, flexible terms, and fast local approvals — whether you’re buying your next car, refinancing your current loan, or financing your next adventure.
Auto Loans Made Simple — for Every Journey
At AmeriChoice, we put your budget in the driver’s seat. Whether you’re shopping for a new ride, looking to lower your monthly payment, or planning for an off-road adventure, we make it simple to save with competitive rates, local service, and personalized support from start to finish.
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Refinance & Save – Refinance your auto loan with AmeriChoice to take advantage of our competitive rates and see if a lower monthly payment is possible for you.
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New Vehicle Financing – Competitive rates and flexible terms for new or used cars, trucks, or SUVs.
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Recreational Vehicle Loans – Affordable options for RVs, campers, and more — all with flexible terms that fit your lifestyle.
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Local Service You Can Trust — Fast approvals and expert guidance from a team that knows your needs.
Why
AmeriChoice?
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Competitive rates on auto and recreational vehicle loans
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Trusted credit union with decades of member-focused lending experience
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Local decision-making with prompt, flexible approvals
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Personalized service that fits your goals and your budget
Ready to Get on the Road?
Upgrade your ride, refinance your loan, or start fresh with a lender who puts you first.
With AmeriChoice, you’ll enjoy competitive rates, friendly local service, and the confidence to drive your way.
Risk-based lending applies. The applicant(s) must qualify for the loan and meet all regular credit union criteria for approval. Subject to credit approval. Rates may increase and are subject to change without notice. Multi-Auto Loan Discount disclosure: * Risk-based lending applies. The applicant(s) must qualify for the loan and meet all regular credit union criteria for approval. Loans under this Program do not need to be under the same credit union base account number but must be for the same borrower(s). The Program applies only to new and used auto loans (cars, trucks, and motorcycles). Recreational vehicles and boats are not included. Only open and active auto loans are considered when calculating future rate discounts. Loans that have been paid off and closed are not considered. Any auto that will be paid off or traded-in as part of the new auto loan, even if both loans will be open for a short period of time, will not be considered for the Program rate discount. This offer cannot be combined with any other promotion, offer, or discount, including Member Rewards.
Auto & RVAPR = Annual Percentage Rate.
Rates are subject to change without notice. APR ranges from 5.49%–16.24%, based on creditworthiness and vehicle age. Example: $1,000 loan at 5.49% APR for 36 months = $30.20/month. Auto and RV loans are fixed-rate. Offer valid on new and used vehicles and RVs. Terms: up to 84 months for vehicles 2019 and newer, up to 72 months for vehicles 2016–2018, up to 60 months for vehicles 2015 and older, and up to 120 months for RVs. Financing may cover up to 100% of the JD Power value or selling price, whichever is lower, including taxes and tags. First monthly loan payment may be deferred up to 90 days from the contract date; finance charges will accrue during deferral. Current AmeriChoice loans are not eligible for refinance with this offer. All loans are subject to lending guidelines and approval. Must qualify for membership and become a member of the credit union. Offer may not be combined with any other promotion or discount. Offer expires 12/31/2025. Federally insured by NCUA. Equal Opportunity Lender.
People Helping People.
As a not-for-profit, member-owned financial institution, AmeriChoice is passionate about providing superior service and value – for you!