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Give Their Savings a Sweet Start

Open a Smart Start Account this spring, receive a 50 bonus*, and enter to win a Full Size Season Pass to Hersheypark®**. Already have a Smart Start Account? Refer a friend and earn an entry. Youth Month • March–April

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3 Easy Steps to Enter

  • 1. Start online

    A parent or guardian begins the Smart Start Account application from home.

  • 2. Finish in-branch

    Parent or guardian visits any AmeriChoice branch to complete the account opening process.

  • 3. Earn entries

    • Open a new qualifying Smart Start Account during the promotion period = 1 entry
    • Existing Youth or Teen members receive 1 entry per qualifying referral

Winner announced May 5th.

The AmeriChoice Smart Start Account grows with your child. 
 

A Smart Start for Their Future

It grows with them:

Ages 0–12

A savings-focused account that builds a strong financial foundation and encourages healthy saving habits early.

Ages 13–17

Expanded tools including checking, a debit card, and digital banking so teens can practice real-world money management with guidance.

At Age 18

A seamless transition into full AmeriChoice membership — no interruptions, just continued growth.

✔ Learn healthy saving habits early
✔ Age-appropriate tools that evolve with them
✔ Support from a trusted local credit union
✔ A foundation for lifelong financial success

Because when they start smart, they’re set up for the future.

Share the Sweet Start

Know another family ready to help their child start saving?

Invite them to open a Smart Start Account, and both the referring individual and new member will earn an entry to win. New qualifying accounts also receive a $50 bonus*. It’s a simple way to spread smart money habits—and to increase the chances of summer fun. Start your child’s financial journey today and enter for a chance to win a a Full Size Hersheypark Season Pass**.

Promo:  Any new Smart Start Account (Smart Start Youth (ages 0-12) or Teen (ages 13-17)) opened between March 1, 2026 and April 30, 2026 will receive a $50 bonus into their savings account after 60 days.  Those individuals will also be entered into a drawing for a Full Size Season Pass to Hersheypark.  Existing members are eligible for an entry for the Full Size Season Pass to Hersheypark for referring new Smart Start Youth (ages 0-12) and Teen (ages 13-17) members who open a new account between March 1, 2026 and April 30, 2026.

*Eligibility for $50 Bonus:  Open a new AmeriChoice Smart Start Account (Smart Start Youth (ages 0-12) or Teen (ages 13-17)) between March 1, 2026 and April 30, 2026 and receive a $50 bonus. The bonus will be deposited into the new account after 60 days of opening, provided the account remains open and in good standing.  Limit one (1) bonus per member. Membership eligibility and product qualifications apply. A parent or legal guardian is required as joint owner or custodian, as applicable. Offer expires April 30, 2026 and cannot be combined with any other offer. The bonus may be reported to the IRS on Form 1099-INT. Recipients are responsible for any applicable federal, state, or local taxes and should consult a tax professional regarding their individual situation. Federally insured by NCUA. Use code YOUTH26 when opening account in branch or online.

**Eligibility for Full Size Season Pass to Hersheypark: Individuals who meet AmeriChoice Federal Credit Union’s membership eligibility are eligible to participate. Employees and Board of Directors of AmeriChoice Federal Credit Union and their immediate family members are not eligible to participate.

Entry Period: The contest begins on March 1, 2026 and ends on April 30, 2026. Entries received after April 30, 2026 will not be considered.

How to Enter: To enter the new Smart Start Account drawing, individuals who are approved and open a new Smart Start Account between March 1, 2026 and April 30, 2026 will receive one (1) entry for a Full Size Season Pass to Hersheypark.  Limit one (1) entry per qualifying account opening.  Existing Smart Start Youth or Teen members who opened their account prior to March 1, 2026 and who refer a new eligible Youth or Teen member who opens a qualifying account during the promotion period will receive one (1) entry for a Full Size Season Pass to Hersheypark. Referring members may receive one (1) entry per qualifying referral.  For accounts opened for minors, the parent or legal guardian listed as joint owner or custodian will be deemed the entrant and must accept the prize on behalf of the minor.  The prize may be issued in the minor’s name with the written consent of the parent or legal guardian.  The drawing will take place on May 5, 2026. NO PURCHASE NECESSARY TO ENTER OR WIN. To enter without opening a new Smart Start Account or Referring a new Smart Start Account member, send a postcard with your name, address and phone number to AmeriChoice Federal Credit Union, Attn: Smart Start Account Promotion, 2175 Bumble Bee Hollow Rd. Mechanicsburg, PA 17055. Limit one (1) mail-in entry per person.

Prize: One (1) winner will receive one (1) Full Size Season Pass to Hersheypark. Approximate Retail Value (ARV): $250.00. Prize is non-transferable and no cash substitution will be made.

Winner Selection: One (1) winner will be selected in a random drawing on May 5, 2026. The odds of winning depends on the number eligible entries received.

Notification: The winner will be notified by phone on May 5, 2026. If the winner cannot be contacted within seven (7) business days of the initial attempt, or if the winner is found to be ineligible an alternate winner may be selected.  If winner is under 18 years of age, prize will be awarded to or require consent from a parent or legal guardian.

Publicity: By accepting the prize the winner agrees to allow AmeriChoice Federal Credit Union to use their name(s) and likeness for promotional purposes without further compensation.

General Conditions: AmeriChoice Federal Credit Union reserves the right to disqualify any individual who violates these rules or tampers with the entry process. The contest is subject to all federal, state and local laws and regulations. If required by law, the prize may be reported to the IRS.  Winner is responsible for any applicable taxes. Please consult your tax professional regarding your specific situation.

Release: By participating in the contest, entrants release AmeriChoice Federal Credit Union from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the contest or acceptance, possession, or use of any prize.

Sponsor: The contest is sponsored by AmeriChoice Federal Credit Union, located at 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055.  Hersheypark is not a sponsor of, or affiliated with, this promotion.

By participating in the contest, entrants agree to abide by these rules and the decisions of AmeriChoice Federal Credit Union which are final and binding in all matters relating to the contest.

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Grow With Us, Today and Tomorrow.
As a not-for-profit, member-owned financial institution, AmeriChoice is passionate about providing superior service and value – for you!